Yay, it's Black Friday week! But before you splash out, think hard

That old “it’s been a long, hard year, now reward yourself” marketing line used to be reserved for the festive season, but in recent years SA retailers have been getting South Africans into splurge mode a month earlier with Black Friday.

But before you splurge, there are some sobering stats from the National Credit Regulator.

Read Knowler's full consumer column on Times Select.