When you can't pay your bills
10 November 2019 - 05:00
When your expenses exceed your income, you have only two choices: spend less or earn more. For many people, it's easier to cut back than it is to increase earnings. But how do you cut back when costs are ever increasing? You have to interrogate your finances, cut out wasteful expenditure, examine what you value and can't live without, and trim back even further...
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