You have secured your first proper job, but before blowing your first salary on partying or impressing your friends, take a moment to put in place some good habits that will put you on the road to financial success right from the start. Motshabi Nomvethe, a technical marketing specialist at PPS, a company that offers graduate professionals financial and healthcare products, says: "Reaching a point of total financial independence is not an easy task for most young professionals. It takes small but impactful changes to your spending habits to learn how to spend your available funds wisely on a monthly basis."She has the following advice:story_article_left1Draw up a budget so you know where your money goes each month. You will then be able to identify where you can cut down on unnecessary spending - like going out for lunch each day;Become a saver. If you start saving at the beginning of your career, it will become second nature and you will not need to try to find the money to put aside later in your life;Start saving towards your pension. People are living longer, so the earlier you start saving, the more you will be able to amass by the time you retire;Don't get a credit card just because you're offered one. By all means build up a positive credit history, but do so wisely and avoid unnecessary debt; andAllow yourself to splurge once in a while. "As long as this spending is regarded as a treat and not a habit, these professionals can also spend a percentage of their salary to enjoy their younger years," says Nomvethe...